Travelers can choose to enroll in the Insurance Coverage Plan because most U.S. insurance companies do not provide adequate coverage for people traveling abroad. Designed specifically with EF travelers in mind, this comprehensive and affordable plan covers all travelers for the official tour portions while groups are traveling with a Tour Director. In the event of an emergency, both you and your child will have 24- hour access to English-speaking emergency service, no matter where your child may be.
The Insurance Coverage Plan includes:
Tour Cancellation and Interruption Coverage
A refund of the Program Price if your child needs to cancel from or interrupt the tour due to reasons of serious injury or illness requiring hospitalization, financial hardship due to unexpected job loss, jury duty, military call to active duty or severe damage to home.
Illness and Accident Coverage
Coverage of up to $35,000 for hospital bills, doctors’ fees and medical transportation for illnesses or injury while on tour, as well as travel and accommodation expenses for a family member to be with your child while hospitalized in the event of a life-threatening illness.
Baggage and Property Coverage
Coverage for baggage, cash (up to $300), airline tickets, travel documents and valuable property in cases of theft or delay.
Flight Delay Coverage
Coverage up to $200 per day ($400 maximum) for expenses due to flight delays (lodging, food, and other reasonable expenses) as well as a refund for every full land day missed of your tour (2 days maximum) due to flight delays or cancellations.
To view a more detailed summary of the policy, click here
These coverages are underwritten by Efekta Insurance International Ltd., Bermudiana Arcade, 3rd floor, 27 Queens Street, HM 11, Hamilton, Bermuda, through a Master Policy issued to EF Cultural Travel Ltd., registration # 35879. The information above is a summary. For complete terms, conditions and exclusions, please refer to the Master Policy, which may be obtained on the Efekta Insurance website noted above or by calling EF at 1-877-205-9909. The Efekta Travel Insurance policy shall always be secondary to all other policies of insurance. All insurance premiums are non-refundable.